I just got a credit card solicitation today from Continental Airlines who uses JPMorgan Chase and they also are charging this fee. Here's the quote: "International Transaction fee
3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency."

I can understand charging a fee on currency conversion, but I'm having a hard time understanding why they have to charge an international transaction fee on purchases made in the United States in US dollars just because they are processed by a foreign bank.

Perhaps it's time to switch to Capital One if they are going to continue to not charge any international transaction fees. Tom.