Tom, we got the same letters today! The deal for us is that we did not ever apply for BofA credit cards. We both had other issuers (I think in this case it was MBNA) which no longer exist and the cards became BofA cards. So, we didn't choose to do business with BofA in the first place and now we really don't want to do so. Let's just say that those cards won't be in our wallets much longer.
Debbie
