I don't recall whether anyone has brought this up, but I got a letter from Bank of America today telling me they were going to start charging a 3% foreign exchange fee for credit card charges in US dollars that are processed outside the US.

I think that is exactly what Regent is doing, using a foreign bank to process payments in US dollars.

Seems to me this whole thing is crazy. Somebody has an idea to save a few bucks by using a foreign bank, and sure enough the credit card companies find a way to make money off of it. Why didn't everyone just leave well enough alone in the first place? Tom.