Interestingly, I used the AAdvantage Citicard throughout my 2-1/2 month Discovery Collection cruise, and got hit with the foreign transaction fee only once--for the tickets for the tour of Robben Island in Cape Town, the cheapest item I charged on the whole trip. Go figure.
🚢 Cruise with your favorite Keene Luxury Travel Staff Member! 💰 5% KLT Reward plus Shipboard Credit available (amount varies per voyage)! 💲 Offering Enhanced KLT Rewards on voyages hosted by Ngaire & Clay!