Regarding transaction fees , we have recently switched to Capital One cards. They are one of the lowest cost when charging foreign currencies plus the miles can be used on most airlines.
🚢 Cruise with your favorite Keene Luxury Travel Staff Member! 💰 5% KLT Reward plus Shipboard Credit available (amount varies per voyage)! 💲 Offering Enhanced KLT Rewards on voyages hosted by Ngaire & Clay!