I can tell you that some credit card issuers will report to all three agencies and it can (and does) affect your credit scores negatively. Some card companies, because they issue cards primarily to those less credit worthy also can negatively affect your good credit.

VOYAGER:
MC to FLL 11/07
MC/Dover 6/06
MARINER:
BCN / Ven 10/11
Alaska 2001|2006
Panama Canal 2003
NAV
Caribbean 11/06
Bermuda|New Eng/Canada 6/04
PG 5/05
OCEANIA
Nautica |Ist/Athens 6/07
Regatta|Baltics 6/08
Riviera 2013 Crossing -Istanbul to Miami