If any of you have had an experience with Visa and Mastercard charging you 3% for foreign currency exchange purchases, you need to read the following:

http://www.smartertravel.com/advice...rt&value=2005-11-15&u=3E223376F1

Wish I had known this a couple trips ago. Visa and Mastercard hit you with fees that make your hair stand on end.

KarenM