This is really off topic but where else can I go for answers that is better than LCT?
We just got a new car that is loaded with electronics.We have neer bought an extended warranty before but feel that this time we really need one.I think that I have heard that it is best to buy one that is not from the dealer. I checked the internet and found that they are certainly less expensive.Has anyone had experience buying one from an outside company?

Bette: I think Marcie posted a similar question BUT her question was warranty on older car 3-4 yrs?? - so many helpful people on LCT someone will help you - I was so impressed you did not mention type of car - sure it is a stunner!! (and you don't have to tell as I know zip about cars - just put in key in and pray it starts) Joanna

I bought a manufacturer's extended warranty for my new 2006 BMW 3 series but I also pre-paid for service. All I have to pay for is tires for 6 years. They pay for the rest of everything. I paid dearly but for me it's amortized over the life of owing the car and a business expense. One big thing and I will be whole. I will probably keep the car until that warranty is over and not beyond. We would not buy a third party warranty from the dealer - you aren't sure what you are getting and it's only as good as the company that writes the policy. Several of them went under making those warranties useless.

From what I've read extended warranties, especially on cars with good repair records, are not worth the price. The only way I would advise buying one is if you're going to be so concerned that something expensive will break that it's worth the peace of mind. Good luck. Tom.

One big thing and I will be whole.

?????? HUH??? Tell me????

Lol, JoaAnna, sorry, I broke into Accountant Speak. Meaning if one thing goes wrong, I will get my money's worth!!!

My soon to be ex originally was a car salesman (now he's an insurance salesman...maybe i should have figured it out then?) and he said dealers make the most money from those extended warranties and they are not worth the money. Tom is right.

btw: my whole family is in insurance (except me) so that's not an indictment against all insurance salespersons. ;) :rolleyes:

Twice when buying a new car I've gone into the dealer with the print-outs of those internet prices and the dealer has matched them.

We have never bought one before. He is concerned because of the electronics on this car. It is going to take him weeks to figure it out if he ever does. Some day he will understand that he shouldn't always buy the most expensive and complicated product.

Bette: We have friends that just bought some fancy schmancy car - I think the leather seats can be heated????? They have not a clue about the electronics and never will -

Marty picked me up at work this evening. I must admit that the heated seats felt wonderful. We could reduce our heating bill in the house if i if we sat in the car all evening and watched DVDs and listened to the fancy radio.

What kind of deluxe machine did Marty get? I love those heated seats. Even in California, they feel all cozy.

Bette; That is veryyyyyyyyy good!