Actually, We decided to open a special travel account with a different ATM card than we'd normally use on our regular accounts.

If our card were lost or stolen there'd be a limit of how much cash was in the account
There would not be a problem with any automatic payments or identity fraud because it would not be linked to any other accounts - actually I'd flag it for NO transfers. I'd take traveler's checks as a backup - you still can cash those on ship or at a bank - not as easy as in the past - but they do still work
I would prepare a deposit at home for someone to mail to the bank if I spent more than my cash limit so there'd be more available if I needed that.