Also, depending on the countries you are visiting, you may want to change your ATM Pin to a 4-digit one. I did that last year when I went to Greece and Turkey, after reading that a 5-digit Pin would probably not work. Also, if make sure you know your Pin numbers, if you use an "alpha" mnemonic for your number (I got stuck that way in England once, hit a numeric-only ATM, and could not remember which letters correspond to which numbers!)