Ngaire also has a pretty good comparison on her website. Depending on your age, it can be much less expensive to get independent rather than through the cruise line, as Ngaire explained to me for my coming cruise. The benefits seemed very similar, except the delayed baggage cap was much less on TravelEx than through the cruise line.
🚢 Cruise with your favorite Keene Luxury Travel Staff Member! 💰 5% KLT Reward plus Shipboard Credit available (amount varies per voyage)! 💲 Offering Enhanced KLT Rewards on voyages hosted by Ngaire & Clay!