I should mention that on our one and only cruise on Radisson, we used their insurance. Our air was also booked thru Radisson. And because of my mother's age (86 at the time) it was very much less expensive than independent insurance. And Ngaire's site does have a nice comparison chart.

Vickie

08/02 Navigator - Alaska

Not everyone who wanders is lost - JRR Tolkein

He who dies with the most toys -- is still dead.