Since you all have been so helpful, I wanted to let you know where we are ending up:

We have booked at the Hyatt Grand Cypress. Great rate including breakfast. Hate that resort fee, but we'll figure out how to maximize it (lol).

Then, today, while at Costco, I saw gift certificates being sold at $80 for $100 face value...good at most Hyatts.
Checked & it is good at the Grand Cypress. So back to Costco soon to save a few bucks more!

Doug

PS: Discover Card is starting a 5% rebate on Theme Park Tickets!