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1 registered members (Jim B),
128,841
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 Credit cards
#13026
03/24/06 04:43 AM
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Joined: Feb 2004
Posts: 594
neviboy
OP
cruiser
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OP
cruiser
Joined: Feb 2004
Posts: 594 |
I read an article concerning the use of credit cards while overseas. Several companies charge an extra percentage on purchases, some do not give the 'wholesale' exchange rate, and some tack on extras. Does anyone know a web site which can be used for comparisons ?
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Re: Credit cards
#13027
03/24/06 05:06 AM
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Joined: Jan 1970
Posts: 15,174
KarenS
Moderator
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Moderator
Joined: Jan 1970
Posts: 15,174 |
Neville, is this what you are looking for? Conversion rates
Karen
Live long and prosper
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Re: Credit cards
#13028
03/24/06 11:44 AM
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Joined: Dec 2005
Posts: 202
D n A
cruiser
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cruiser
Joined: Dec 2005
Posts: 202 |
We just received our american express bill from our trip to asia and there we no extra charges for overseas purchases. In September we had an extra charge on everything we charged in Europe.
Doris
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Re: Credit cards
#13029
03/26/06 05:15 AM
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Joined: Feb 2004
Posts: 594
neviboy
OP
cruiser
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OP
cruiser
Joined: Feb 2004
Posts: 594 |
Thanks, Karen. We will use Capital One.
We are leaving for our May 25th. cruise on SS Wind. I will send you a list of ships in our ports. I also have a good webcam site in Corfu. Since we are there for a full day we will probably have dinner at the superb restaurant which contains the cam. I will post under "stalking" in a couple of weeks.
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Re: Credit cards
#13030
03/29/06 08:02 AM
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Joined: Feb 2004
Posts: 47
Ticketsunlimited
cruiser
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cruiser
Joined: Feb 2004
Posts: 47 |
i believe the ones that get the surcharge tacked on are the merchants. They usually have to pay the exchange for their business.
I know what you did last Winter
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Re: Credit cards
#13031
03/29/06 03:00 PM
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Joined: Feb 2004
Posts: 1,744
pkd
cruiser
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cruiser
Joined: Feb 2004
Posts: 1,744 |
Very interesting, Karen. Thanks for locating that chart. Unfortunately, our last trip overseas we used our Citibank card more than usual and got hit with that 3%. It was an unpleasant surprise on our next bill!
Priscilla
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Re: Credit cards
#13032
03/29/06 03:05 PM
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Joined: Feb 2004
Posts: 7,967
jhp
cruiser
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cruiser
Joined: Feb 2004
Posts: 7,967 |
I just got my bill from Visa (BOA) that credited the 3% to the bank for our bill in Bahamas! Didn't like that. Before, however, I don't know who got the surcharge. Perhaps it was buried in the vendor charges. This charge, at least on my card, goes to BOA, not the vendor.
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