Bob,
Unfortunately I cannot give you very much advice. I used to go to Bermuda a lot as a kid, and I spent most, if not all my time at the beach. If you aren't a beach person at least take the time to find a beach and see the beautiful pink sand. I went to Bermuda last year, and we just jumped in a cab (Marty, Erika and I) and went for a ride. The houses are so pretty...all different colors...I was mainly taking the cab to see the cottage that I spent so much time at as a kid, but the drive was a lot of fun. We did stop at a little bar/restaurant...I am going to have to look up the name...it was worth a look even if you don't eat or drink there. I wish we had had more time to sit down and have a few drinks and a bite to eat. It was a very interesting place. The only other thing I did was find a local club right down by the docks...we went after dinner, and we danced until it got light out. We had a blast! Don't know if any of these things float your boat, but it is a beautiful island...you will enjoy it!
Sheri