ACtually we are about to send out a flyer on this and some other RSSC changes.

Quite frankly with the changes that RSSC has just made I would not advise RSSC insurance. They did not change insurance companies just changed their plan and rates. The only time that RSSC makes sense now is if you are going on voyages that cost so much that many insurance companies wont cover because of the cost of the cruise or your age is a factor as most other companies use age as a parameter for premiums and RSSC does not do that.

Premiums are now 7.75%, 8.5% if 14 days or longer and world cruise in 2007 will be 9.5%. If you buy it in 72 hours of deposit pre-existing is now covered and there are some increases in some coverage.

I am now really recommending CSA insurance for most people. Betty had such great service with that company when she had a big claim and I spent a whole weekend researching and comparing the policies with many different companies. did a giant spreadsheet to compare. They have a plan called the "comfort plan" I think they only sell this through agencies but I am not sure about that. Anyway, you can buy it at FINAL payment and also still get pre-existing coverage. It is cheaper than RSSC for most (rates go by age) and excellent coverage.

The travelex plan works well if you have kids as kids are free and they are "primary" insurers. This means if you get ill you claim straight to Travelex and do not have to claim on your own insurance company first. That is a big deal for many and the red tape at the medical facility is lessened many people ONLY want travel insurance that is primary - Travelex exposure for claims is higher because of that.

Probably wont be popular with RSSC posting this but I would look elsewhere for your insurance and not use this RSSC plan circleboy - ask your TA for assistance.