Funny story. When we started cruising back in the early 90's I was under the impression that trip cancellation was covered by my Visa card, so I never took any out with the TA. About 10 years or so later I found out it only covered about $4000.00.
Needless to say, cruises were a lot more than that.
Guess it's true, someone up there watches over fools!
We now take out cancellation insurance on every trip.
