Our CSA frestyle policy premium, according to the VISA charge made, was comparable to what we paid earlier this year for the SA cruise legs; ie, 23 days was @ $1400 and 30 days for the first leg of the 2007 WC is $ 1833. If you're looking for another ins provider you might want to look at Travel Insured Int'l. Their premium is a bit higher than CSA was, but their coverage is much better and automatically covers pre-existing conditions. We used to use them, but switched to CSA, because of the expense and the fact that we have no pre-existing conditions.