Cindy, I'm right there with you about using ff miles. All the ins and outs make my head spin! Wish I had Marcie's know-how.
Frances, I hope this is the beginning of a new chapter for you, without stress, relocations or someone else controlling your life. If you're not ready to be "retired," I hope you find something fun and wonderful to fill your days (while you make money at the same time ;) ).
