Charged ours to AMEX a couple days ago. AMEX called to ask if we Authorized this large charge. They said it hadn't gone through yet but will now that we authorized it via phone call. Glad they touch base with large charges. Does anyone know if we get the rate of the rand on the day it goes through or the day it was approved. Because it seems to be getting better daily. I called AMEX and they said it had been approved but not posted yet. Sorry to be so confused about this. But I know someone out there will have the answer. In other words, if it posts today, do we get it at the 7.81 that Arlene said was on 2/7? Or do they rate it on the day it was approved (Tues)? The person I spoke with at AMEX didn't know much at all. Just said it approved for such and such amount. However, the trip insurance did post and went through. I better get to bed. I just worked 13 hrs. last night and am rambling. Sorry! Judy