Sorry Kristin, didn't mean to make you feel bad.
My mother wintered in Florida, when she wasn't travelling, and summered at our summer home (my cottage now) for about 15 years. Both her homes were on rivers, and she had the best of both climates. Maybe some day we'll do something similar, although we might look at Mexico instead of Florida. I love Florida, but it's not as cheap to live there as it was in the 70's and 80's.
