So many of you have offered excellent advise when I’ve asked previous questions I’m sure that I can count on some of you with experience to offer on the question of insuring an interstate move. Our daughter will be the one moving. She is a single professional woman moving from IL to VA next month. (Side note – if her house in Rockford does not sell very soon she will own two houses. I know many of you who have lived with that pain.)

During the past 8 to 10 years Karen has accumulated quite a nice collection of original art works. We’ve been working with her to list everything and set replacement value on them. All but one were purchased at the Ann Arbor Art Fairs and we’ve shopped with her and met those artists. I’ve personally been in touch with three of the artists in the last few days and on the website of a pair of photographers so we’ve gathered good information.

The base insurance with the mover of $6 per pound comes nowhere close to adequately covering the value of her property. The art alone comes to nearly $60,000. She also has some nice furniture but only 3 antiques of special value.

An agent for a moving company is coming to her home this Saturday to give an estimate and possibly write a contract. (My husband will also be there to meet with the agent.)

Do you recommend extra insurance through the mover or through an independent company? Any particular companies to recommend?

Thanks for any advise you can offer.