Well gee, maybe we need a new thread!
It's my perception that Navigator is always a bit less expensive than Voyager. But I think when doing comparisons with Oceania, you should consider a minimum G on Voyager, not an H.
Pam, I agree about the Caribbean--I can get that wonderful Voyager ambience for a whole week this December without breaking the bank.
Kathy, I know you're going to write a review, but how was the PH3 cabin? I looked into it for next year, and decided that I would go for either a PH2 or an A2, since the 1-2-3 differences are position within the ship (i.e., 1 is mid-ship, 3 is fore and aft.)