Good for you, sounds like a plan! We are planning on taking an early retirement in about four years. Of course, it will take us until 2014 to save up for a world cruise...due to retiring early <img border="0" alt="[Hammer]" title="" src="graemlins/hammer.gif" /> <img border="0" alt="[Hammer]" title="" src="graemlins/hammer.gif" /> So, I think we'll see you onboard :D