Well, my mind is now at ease. I received an email back from a very reputable TA who Ngaire, Olivia and Todd have used and she informed me that it is difficult to get secure payment sites in SA countries as we know them and that this is how the smaller companies operate. Seems strange compared to what we're use to here but apparently this is a reputable company doing biz as they know how. I guess it's kind of a when in Rome.....