Travel insurance can be a nightmare. I'm here to tell you. Getting the doctors to comunicate with the insurance company is a hands on situation. Now I'm going to fall into the pre existing catagory with my hip. So if I take another cruise I wonder if I can be insured at all. Anyone with a chronic condition like cancer that is in remission I don't think can be insured. Everyone knows what it costs per day for a cruise, it's a lot of money. There has got to be a better way to do this.