Marcie, just bought it at Costco..and yes comes with a lens.
Although when was researching it on internet many sites said lens extra.. thought that absurd also.
Check costco. I didn't find it difficult to use at all.
Originally posted by petlover:
Oh Mary Ellen, these pix are WONDERFUL!! This really sounds like a great camera and it's almost unanimous that this is the best safari camera.
I looked on the BH site and there is something with LOTS of accessories. Are these all really needed? Canon S3 IS WITH ACCESSORIES
Ralph and Claudia, I googled the Canon Rebel XT and on this page it says the lens isn't included?? What kind of camera doesn't come with a lense #%&#? Canon Rebel XT
I will need to write my Letter to Santa for this (my letters must already be up to year 2009 or 2110 by now!) 
