Michelle, what an ordeal! I just wanted to give you some encouraging words re: the insurance. In October '06 we cancelled our Seabourn cruise to Asia in December '06 because Chester's mom was diagnosed with terminal cancer. We had travelex lite. I gathered the documentation they wanted (it was fairly minimal) and submitted the claim. We got a check in the mail for the full amount three weeks later. I was pleasantly surprised. Hopefully it will be as fast for you.
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