Dooley: Why start another thread? I prefer inclusive and willing to pay for it. Yes, I sign all day in my daily life I just do not want to do it on a cruise ship while on vacation! Oceania may win over Regent for cost even when you include all those chits signed. However, there is something about paying for water that really annoys me - I may try "O" someday - who knows? On Regent we rarely sign for any drinks as we drink at dinner - NO chits!! And, of course water is FREE!!! The various opinions on this board are what make it so interesting. You don't mind signing - I do - and FYI I am far from a grumbler...just know what I prefer! Joanna