Judith, I hope the lady was trying to be funny. Stereotyping is a sad thing. We're taking several cruises close together this year. My relatives think we are rich. If only they knew!
I love to buy jewelry pieces when I travel. Nothing expensive, just representative of the area and as unique as I can find. I love wearing my memories.
And, I agree, it is fun to wear something sparkly on formal night, real or not!